| One | All petrol vehicles non turbo/supercharged non european vehicles | ||||
| Two | Diesel and diesel turbo excluding those in Cat 3 and 4 and Ford Mondeos | ||||
Three |
European and all Petrol turbo/supercharged vehicles excluding those in Cat 4 and Ford: FPV, Explorer, All diesel Turbo. HSV. all Isuzu. All Lexus. | ||||
| Four | Alfa, Audi, BMW, Citreon, M-Benz, MG, Opel, Peugeout, Renault, Rover, Saab, Volvo, all american, all rotary, all Ford petrol turbo | ||||
| Maxi - Up to 80km $4000, up to 125km $3,000, up to 225km $1,750 | |||||
| Category | One | Two | Three | Four | Four |
| Excess | $200.00 | $295.00 | $350.00 | $395.00 | $495.00 |
| 6 Months | $450.00 | $770.00 | $910.00 | $1,250.00 | $1,070.00 |
| 12 Months | $560.00 | $960.00 | $1,130.00 | $1,550.00 | $1,340.00 |
| 24 Months | $770.00 | $1,170.00 | $1,420.00 | $1,920.00 | $1,700.00 |
| 36 Months | $1,030.00 | $1,420.00 | $1,790.00 | $2,350.00 | $2,130.00 |
| Optimum - Up to 125km $5,000, up to 175km $4,000, up to 225km $2,000 | |||||
| Category | One | One | One | One | Two |
| Excess | $50.00 | $125.00 | $250.00 | $350.00 | $295.00 |
| 6 Months | $870.00 | $730.00 | $620.00 | $500.00 | $980.00 |
| 12 Months | $1,080.00 | $900.00 | $780.00 | $620.00 | $1,230.00 |
| 24 Months | $1,330.00 | $1,130.00 | $1,010.00 | $840.00 | $1,440.00 |
| 36 Months | $1,740.00 | $1,550.00 | $1,420.00 | $1,270.00 | $1,860.00 |
| Category | Two | Three | Three | Four | Four |
| Excess | $395.00 | $350.00 | $450.00 | $395.00 | $495.00 |
| 6 Months | $830.00 | $1,190.00 | $1,040.00 | $1,360.00 | $1,190.00 |
| 12 Months | $1,030.00 | $1,480.00 | $1,300.00 | $1,710.00 | $1,480.00 |
| 24 Months | $1,340.00 | $1,790.00 | $1,560.00 | $2,010.00 | $1,790.00 |
| 36 Months | $1,760.00 | $2,400.00 | $2,050.00 | $2,640.00 | $2,400.00 |
| Pinnacle - Cat 2,3,4 up to 150km $10,000 all others up to 150km market value | |||||
| Category | One | One | One | One | Two |
| Excess | $50.00 | $125.00 | $250.00 | $350.00 | $295.00 |
| 12 Months | $1,210.00 | $1,040.00 | $850.00 | $710.00 | $1,310.00 |
| 24 Months | $1,450.00 | $1,280.00 | $1,070.00 | $920.00 | $1,530.00 |
| 36 Months | $1,890.00 | $1,690.00 | $1,500.00 | $1,360.00 | $1,960.00 |
| Category | Two | Three | Three | Four | Four |
| Excess | $395.00 | $350.00 | $450.00 | $395.00 | $495.00 |
| 12 Months | $1,160.00 | $1,560.00 | $1,380.00 | $1,790.00 | $1,560.00 |
| 24 Months | $1,430.00 | $1,900.00 | $1,660.00 | $2,130.00 | $1,900.00 |
| 36 Months | $1,860.00 | $2,520.00 | $2,170.00 | $2,760.00 | $2,520.00 |
| Lpi | (1-12) | (13-24) | (25-36) | (37-48) | (49-60) |
| One | 5.00% | 7.40% | 9.70% | 11.00% | 12.30% |
| Two | 2.00% | 2.90% | 3.90% | 5.00% | 6.00% |
| Three | 4.60% | 7.10% | 9.30% | 10.00% | 10.50% |
| Gap | 1=$2500 | 2=$1500 | 3=Nil | ||
| $695.00 | $495.00 | $395.00 | |||