Rates and Fees


 Interest rates range from 7.95% p.a. to 17.95% p.a. The rate charged will depend on your financial circumstances taking into account:

- how much you want to borrow
- the term of your loan
- the amount of deposit
- how old the vehicle is
- your income
- your other financial commitments
- your credit history

To understand the rate that will apply to you please call 03 5466550
Terms and conditions and fees vary between our lenders, loan establishment fees (often referred to as booking or documentation fee) range from $375-$510, there will be a PPSR fee of $10-$13 and some lenders also have a monthly account fee of up to $10 per month. Below are links to our lenders with their general terms and conditions and fee schedules, you should click through to look at the full schedule of fees including default fees.

Nelson Building Society
Cost of borrowing
Terms and Conditions, Sample Contract

Standard Fees and Charges
General Conditions
Credit Sale agreement (Personal)
Term Loan (Personal)
Security Agreement (Personal)
Early Repayment Charge (Consumer)
Subsequent Dealing (Change of address/Complaints/Dispute Resolution/Hardship/Defaults)

Fees and Charges
Terms and Conditions

Finance Now
Terms and Conditions
Rates and Fees

Responsible lending code
Click here

If you have any question you should not hesitate to contact us on 035466550